CBSE Class X Banking Insurance Question Paper 2025

Organisation : Central Board of Secondary Education (CBSE)
Class Name : 10th (Class X)
Subject : Banking Insurance
Download : 2025 Exam Question Paper
Website : https://www.cbse.gov.in/cbsenew/question-paper.html

CBSE Class X Banking Insurance Question Paper

Central Board of Secondary Education (CBSE) Class X Banking Insurance 2025 Exam Question Paper.

CBSE Class X Banking Insurance Questions

Section – A : (Objective Type Questions)
1. Answer any 4 out of the given 6 questions on Employability Skills.

(i) Self-management, also known as _________ is the ability to effectively control one’s emotions.
(A) Self-control
(B) Self-innovative
(C) Self-design
(D) Stress

(ii) Define Emotional Intelligence.

(iii) _________ is used to send commands and to confirm a task on a computer.
(A) Key command
(B) Enter key
(C) Keyboard
(D) Mouse

(iv) Election campaigns are the example of which type of communication ?
(A) Public communication
(B) Personal communication
(C) Written communication
(D) Visual communication

(v) The farming in which farmers do not use chemical pesticides and fertilizers to increase their production is called _________ farming.
(A) Organic
(B) Inorganic
(C) Modern
(D) Ancient

(vi) Which of the following is the reason of success of an entrepreneur ?
(A) Good degree
(B) More capital
(C) Hard work
(D) Markets

2. Answer any 5 out of the given 6 questions:
(i) Negotiable instruments means
(A) A document transferable by delivery.
(B) A non-transferable document by delivery
(C) Unspecified Bank A/c. holder
(D) Risky and inconvenient

(ii) The person who draws the cheque is called _________.
(A) Drawee
(B) Payee
(C) Drawer
(D) Customer

(iii) When a cheque is not ‘crossed’ it is known as
(A) an open cheque
(B) cancelled cheque
(C) current cheque
(D) stale cheque

(iv) Which of the following is an advantage of bank loans ?
(A) carry prepayment penalty
(B) easily procured
(C) decreased cash flow
(D) increase interest

(v) Cash credit is an important source of _________ capital financing.
(A) fixed
(B) working
(C) long-term
(D) middle-term

(vi) Banks have to pay _________ on the deposits received by them.
(A) tax
(B) interest
(C) charges
(D) loan

3. Answer any 5 out of the given 6 questions:
(i) Which type of loans are safer for the banks to grant ?

(ii) A Demand Draft is a _________ method of payment than cheques.
(A) much safer
(B) less safer
(C) risky
(D) certain loss

(iii) _________ are easy and quick to arrange, providing a good cash flow.
(A) Loans
(B) Bill of exchanges
(C) Overdrafts
(D) Bank drafts

(iv) The minimum amount to be remitted through RTGS is ` _________.
(A) 2 lakh
(B) 3 lakh
(C) 5 lakh
(D) 7 lakh

(v) Give the full form of FEMA.

(vi) ECS is used by institutions for making _________ payment of accounts.
(A) bulk
(B) local
(C) settlement
(D) small

4. Answer any 5 out of the given 6 questions:
(i) “PC banking” refers to the _________ access of banking information from a personal computer.
(A) effective
(B) online
(C) off-line
(D) wealth

(ii) What does NEFT stands for ?

(iii) _________ is the way of sending e-mails at arbitrary by company which is operating on the internet.
(A) Phishing
(B) Skimming
(C) Spoofing
(D) Technical breakdowns

(iv) Life insurance provides _________ support.
(A) financial
(B) non-financial
(C) employment
(D) long-term

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