CBSE Class XII Banking Question Paper 2025

Organisation : Central Board of Secondary Education (CBSE)
Class Name : 12th/HSC (Class XII)
Subject : Banking
Download : 2025 Exam Question Paper
Website : https://www.cbse.gov.in/cbsenew/question-paper.html

CBSE Class XII Banking Question Paper

Central Board of Secondary Education (CBSE) Class XII Banking 2025 Exam Question Paper.

Related / Similar Question Paper : CBSE Class XII Automotive Question Paper 2025

CBSE Class XII Banking Questions

Section A : (Objective Type Questions)

1. Answer any 4 out of the given 6 questions on Employability Skills.
(i) Which of the following is not a stage of active listening ?
(A) Receiving
(B) Understanding
(C) Remembering
(D) Non-responding

(ii) The following are the characteristics of positive stress except :
(A) It improves performance
(B) It feels exciting
(C) It motivates
(D) It demotivates

(iii) _____________ arises because of incentives or external rewards.
(A) Intrinsic motivation
(B) Extrinsic motivation
(C) Realistic motivation
(D) Unrealistic motivation

(iv) Which of the following signs define a formula ?
(A) +
(B) =
(C) %
(D) *

(v) An entrepreneur starts a business, nurtures it and makes it reach a point of self-sustenance and then the entrepreneur sells it and starts a new one. Which type of entrepreneur is this ?
(A) Professional
(B) Non-technical
(C) Technical
(D) Industrialist

(vi) In a plastic factory, a lot of articles are being made. The manager finds a number of defective pieces which have to be discarded. How can he/she minimize this waste ?

2. Answer any 5 out of the given 7 questions:
(i) An example of plastic money is _________.
(A) Debit card/Credit card
(B) Cheque
(C) Withdrawal slip
(D) Digital money

(ii) CBS stands for __________.
(A) Code Banking Solutions
(B) Core Banking Solutions
(C) Common Banking Solutions
(D) Credit Banking Solutions

(iii) The __________ should be as far away as possible from the entry/exit points of the bank.
(A) Cash Cabin
(B) Locker Cabin
(C) Strong Room
(D) Manager’s Cabin

(iv) In case of a deposit in a bank, _________ is the creditor.

(v) The standard rate at which RBI is prepared to buy or rediscount bills of exchange of commercial banks is called :
(A) SLR
(B) Bank Rate
(C) CRR
(D) Repo Rate

(vi) Which of the following is not an asset held by commercial bank ?
(A) Current account deposit
(B) Bill of exchange
(C) Money lent at short notice
(D) Credit balance with the Reserve Bank

(vii) KYC compliance is done :
(A) to identify a person
(B) to know the address of a person
(C) to ensure the genuineness of the person’s identity as mentioned in the application and to verify
(D) as per the rules of state government

3. Answer any 6 out of the given 7 questions:
(i) IFSC code consists of how many alphanumeric digits ?
(A) 10
(B) 11
(C) 9
(D) 8

(ii) What is Internet banking ?

(iii) Which activities are outsourced to the BPO ?
(A) Back office
(B) Front office
(C) Middle office
(D) Central office

(iv) Interest is always expressed in terms of __________ per annum.

(v) __________ is the rate which commercial bank needs to maintain in the form of cash securities (Bonds) before providing credit to its customers.
(A) Reverse Repo Rate
(B) Repo Rate
(C) CRR Rate
(D) SLR Rate

(vi) Which type of loans are less prone to the risk of becoming NPA ?
(A) Retail loans
(B) Wholesale loans
(C) Gold loans
(D) Mortgage loans

(vii) A rupee note contains the signature of the _________.
(A) Finance Secretary
(B) Chairman of RBI
(C) Governor of RBI
(D) Finance Minister

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