Organisation : Central Board of Secondary Education (CBSE)
Class Name : 12th/HSC (Class XII)
Subject : Insurance
Download : 2025 Exam Question Paper
Website : https://www.cbse.gov.in/cbsenew/question-paper.html
CBSE Class XII Insurance Question Paper
Central Board of Secondary Education (CBSE) Class XII Insurance 2025 Exam Question Paper.
Related / Similar Question Paper : CBSE Class XII Horticulture Question Paper 2025
CBSE Class XII Insurance Questions
Section A : (Objective Type Questions)
1. Answer any 4 out of the given 6 questions on Employability Skills.
(i) From the following, which sentence shows order, command, request or advice ?
(A) Declarative
(B) Interrogative
(C) Exclamatory
(D) Imperative
(ii) The term “Motivation” is derived from the Latin word __________.
(A) Movere
(B) Motive
(C) Motivation
(D) Motivational
(iii) From the following, which word does not describe the parameters of individual personality ?
(A) Consciousness
(B) Openness
(C) Neuroticism
(D) Agreeableness
(iv) From the following, which menu option will you use to insert shapes and images ?
(A) Tools
(B) Insert
(C) Edit
(D) Font
(v) What is the meaning of the French word “Entreprendre” ?
(vi) Which organization has given the 17 Sustainable Development Goals ?
2. Answer any 5 out of the given 7 questions:
(i) In which type of insurance, the element of risk is the damage/loss to a property or an asset ?
(ii) The amount which is paid by the first party to the second party to cover the potential loss is called __________.
(iii) The insurance which does not come under the ambit of life insurance is called __________.
(iv) For what kind of loss does the insurer agree to indemnify the insured under the contract of ‘Fire Insurance’ ?
(v) From the following, which one is not managed by the GIC Asset Management Company ?
(A) GIC Mutual Fund
(B) GIC Housing Finance
(C) LIC Housing Finance
(D) Export Credit Guarantee Corporation
(vi) Which of the following was incorporated as a company in the year 1972 ?
(A) Life Insurance Corporation of India
(B) General Insurance Corporation of India
(C) National Insurance Company
(D) United Insurance Company
(vii) Which type of insurance is taken to cover the loss incurred by house-breaking ?
3. Answer any 6 out of the given 7 questions:
(i) Which principle of insurance dictates that claim can be lodged only for the actual amount of the loss ?
(A) Principle of Caveat Emptor
(B) Principle of Contribution
(C) Principle of Indemnity
(D) Principle of Subrogation
(ii) From the following, which loss is covered by under Fire Insurance ?
(A) Its own fermentation
(B) Loss by explosion
(C) Loss by underground fire
(D) Loss caused by water used to extinguish fire
(iii) In which type of fire policy does the insurer re-instate or replace property instead of paying cash?
(iv) Which year is known for the “Great Fire of London” ?
(A) 1668
(B) 1666
(C) 1700
(D) 1670
(v) In valued policy of fire insurance, the principle of __________ is violated.
(vi) Under the ___________ Act, the damage or loss is not covered in fire policy.
(vii) Rakhi has gone to London for 30 days and during this period her house was burgled. In this case, will the loss be covered under Burglary Insurance ? If not, then why not ?
4. Answer any 5 out of the given 6 questions:
(i) How many ships were insured from Hawaii to Central America by Philip II ?
(A) 2
(B) 3
(C) 4
(D) 5
(ii) In which city was the first company named Sun Insurance Office Ltd. set up ?
(A) Delhi
(B) Mumbai
(C) Kolkata
(D) Chennai
(iii) When the insurer transfers its large portion of the risk to the other insurer to bear the risk proportionately, then it is called _________.
(iv) Name the marine policy which is useful for merchants who regularly dispatch goods through ships.
(v) Name the marine clause which makes the insurer free from liability that arises due to capture and seizure of the vessel by the enemy.
(vi) Burglary and theft insurance covers all losses except _________
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